Ethics
We align every financial decision with your values and your long-term wellbeing, in that order.
Private wealth · London
The discipline of a private bank, brought to your table.
Ethical wealth management for individuals, families and businesses, built to compound across decades with tax efficiency in view.
Ethics
Expertise
Excellence
20+ years, private banking
Founded by a former Director at Credit Suisse, Bank of Singapore & HSBC Private Bank.
About us
Built on integrity, honesty and knowledge.
Ethics comes first. It is the ground everything else stands on, and it outranks the numbers.
What we stand on
Expertise
Years of experience and a deep understanding of financial markets, guiding you through complex landscapes with confidence and precision.
Excellence
Quality in both strategy and service, held to the outcome you deserve rather than the one that is easiest to deliver.
The firm
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20+ years in bankingFormer Director in Private Banking
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Credit Suisse · Bank of Singapore · HSBCPrivate banking, London
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NDA-trained, then MBANational Defence Academy, India; a Forces ethic
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Certified across disciplinesInvestment planning, securities & derivatives, regulated mortgage advice
Abhineet established Rai Wealth Management Ltd with core values of integrity, honesty and knowledge to provide the best in class products and services to the clients. He understands the needs of a diverse range of clients and how to cater to them with a principled approach. The cornerstone of Rai Wealth Management is in providing you a better quality of life, where you are left with doing the things that matter to you and your family the most.
Having a trustworthy professional and a wealth adviser can benefit you to enjoy precious time with loved ones, safeguarding your children's future, and leaving a legacy behind. Abhineet is committed to building accountable, long-term relationships because he understands that you and your family deserve nothing but the best.
After work hours, Abhineet likes playing cricket or can be seen burning calories on the treadmill. An avid Chelsea Football Club supporter he enjoys spending time watching the games with his family. In his spare time he enjoys travelling and writing poetry.
How we help
One relationship, the whole picture.
We hold your personal and business needs in one coherent plan, and deliver it directly or through trusted specialists where that serves you better. Each service has its own page: what it covers, what we examine, how we work, and the risks.
Wealth Planning
ISAs, pensions and tax wrappers through to complex Inheritance Tax planning, built to last.
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Investment Planning
Performance, cost and diversification across liquid asset classes, with access to private markets for the right client.
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Mortgages
Guidance through the mortgage maze: residential, property-portfolio and commercial lending.
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Insurance
Life, property and business cover from across the market, as part of a broader wealth plan or on its own.
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Real Estate
Identifying and financing a home or investment property, plus co-investment in development projects and lending funds.
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Business Finance
Trade finance, business loans, invoice discounting, factoring and PE participation, sourced from funds, banks and alternative lenders.
Read moreLending against UK real estate is offered via our partner Daksfirst, an Appointed Representative of Maystone Capital Ltd (FRN 758412, AR registration 937220). Bridging and commercial property finance are not regulated by the FCA.
Risk Profiler
Tortoise, badger or falcon?
Most risk questionnaires are a form. This one is thirteen questions about how you would actually behave when markets turn — and what your circumstances actually allow. Four minutes, and you keep the report.
Wealth, built to compound across decades.
We help individuals, families and businesses secure their financial futures, with personalised wealth management across both personal and business needs.
Selected engagements
Outcomes, not anecdotes.
A sample of real work. Figures are illustrative of past engagements and are not a promise of future results.
£3.7m
Belgravia facility
We cross-charged against two properties and coordinated specialist teams to secure a prime London home at a competitive price.
Double-digit
Returns over 3 years
A tax-efficient portfolio across cash, fixed income, diversified equities and commodities, with tax impact minimised throughout.
5 policies
Staggered IHT strategy
For a client in his late 70s, a bespoke reducing-term life strategy aligned to the taper-relief schedule, covering the liability at the lowest cost.
£420,000
Working-capital facility
For a growth-stage energy business against a non-standard security structure, closed within a two-week deadline.
£3,000,000
Refinance at 65% LTV
Legal, valuation and finance specialists coordinated to close a deal that other lenders had walked away from.
Prime London
Acquisition, end to end
From finding the right property to arranging the finance, we handled the whole journey as one coordinated engagement.
In their words
The relationship is the return.
It is not just about the returns in the portfolio, but the logical explanations, the diversified nature of my portfolio and smooth returns over time, have made it look so easy, when in fact the markets have seen tariffs, war, inflation and more. Keep doing what you are doing.Hari Private client
I was telling someone yesterday how lucky I had been to have met you and what a fantastic financial advisor you are, and friend, and an all-round wonderful guy. I'm honestly so pleased that I have you to support me.Jessica Private client
The newsletter
“Why It Matters”
A weekly, jargon-free briefing on global stocks, rates, currencies and commodities, and what they mean for you.
Contact us
A conversation, before anything else.
Tell us a little about where you are and what you would like to achieve. We will reply personally.
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Telephone+44 (0) 7456 010413
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Office6 Westholme Gardens, Ruislip, HA4 8QJ, UK
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LinkedInAbhineet Rai