Planning
Risk and reward
More potential return usually comes with more movement along the way. Move the slider from cautious to adventurous and feel the trade-off: an illustrative model mix re-blends towards growth, and the range of what could happen widens in both directions.
Wondering where your own balance might sit? The Risk Profiler is a four-minute look at how you actually feel about risk — tortoise, badger or falcon.
Explore the trade-off
Five illustrative points from cautious to adventurous. The three in the middle echo the Risk Profiler's steady, balanced and adventurous language. Nothing here is collected, and nothing is a recommendation.
Illustrative model allocations — not advice
a central figure, per year, before costs and inflation
an illustrative upside
an illustrative fall
The illustrative model mix
A model mix for the balanced point.
A wider range of outcomes
How an illustrative range around £10,000 could broaden over ten years.
About this tool
Illustrative model allocations — not advice, not a recommendation, not a real portfolio. This slider explores a concept: how the balance between risk and reward shifts as an appetite for risk changes. The mixes and figures are hypothetical, defined for illustration, and are not tuned to you, not a product you can buy, and not the right portfolio for anyone. It does not ask about your circumstances and does not conclude with an allocation for you.
The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results. A wider range means a higher potential return and a higher risk of loss. Your own plan is agreed with Abhineet, looking at your full circumstances. Our full risk warnings and disclaimer apply.